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Immediate Payment Service - Frequently Asked Questions What is IMPS? Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. What is MMID? Mobile Money Identification Number (MMID) is a seven digit number of which the first four digits are the unique identification number of the bank offering IMPS. Is IMPS facility through SBI Anywhere Personal available to all customers? The facility is available to all registered users of SBI Anywhere Personal having transaction rights on one or more accounts. How I can add IMPS Beneficiary through SBI Anywhere Personal? a. Log on to 'www.onlinesbi.com' b. Visit 'Profile' section and click on Manage Beneficiary. c. Select 'IMPS Beneficiary' d. Add details for the beneficiary e. Approve the beneficiary using OTP (one time password) received on your registered mobile number. What beneficia